Personal Loans

Key Facts


Soon it could be yours.
Whatever your heart is set on, Barclay Loan helps you to finance it fast and effectively. An unsecured loan that's easy to manage and will help spread the cost of that new car, plot or perhaps further education.

The good news is Barclays can buy back your exiting loan with a competitor bank so speak to us today  about your current financing needs and we will arrange a financing option which will help you to Prosper!

Blue Arrow - Bullet Competitive interest rates
Blue Arrow - Bullet Easy budget control with fixed monthly payments
Blue Arrow - Bullet Free Credit Protection
Blue Arrow - Bullet Unsecured personal loan
Blue Arrow - Bullet Available for virtually any purpose
Blue Arrow - Bullet Loan tenure between 6 months and 60 months
Blue Arrow - Bullet Free Credit protection with all loans
Blue Arrow - Bullet Simple to arrange
Blue Arrow - Bullet Fixed rate

Fast, flexible finance

Barclay Loan gives you the money you need at a competitive interest rate. The amount you borrow depends on your individual circumstances. The minimum repayment period is 6 months. And all you have to do is meet certain basic requirements for the loan to be granted.

Fixed payments

With Barclay Loan you always know where you stand financially as your monthly payments remain the same throughout the lifespan of the loan.

Free Credit Protection

Barclays bears the cost of paying the Insurance on your loan which gives the opportunity to save funds. So should any calamity occur either through injury or sickness, resulting in death or permanent disability, the outstanding loan will be paid off in full.

Who can apply

If you have been with your employer for at least six (6) months and you have a current account with Barclays with at least one (1) month salary credit.

Requirements for Barclay Loan

The following would be required:

Blue Arrow - Bullet Completed application form
Blue Arrow - Bullet One (1) most recent payslip
Blue Arrow - Bullet Valid National Identification (Voter’s ID, Drivers licence, Passport, NHIS card etc)
Blue Arrow - Bullet Five (5) months bank statement showing salaries from other bankers (New to Bank customers)

Simple to arrange

Talk to one of our Personal Bankers today or simply complete an application form online and return it to us today.

Tenure:  Loan Amountt DSR Interest Rate Income: (GHs)
6mths –  60mths Max GHS130,000 Max 55% 30%  -  32% Min of GHS200